Hi Himanshu,

For your little angel I would Suggest you to opt for LIC's Jeevan Kishoreor Child Carrier Plan  Policy.

Features of Jeevan Kishore
For Jeevan Kishore If you would pay approx 20450/- Anually (Approx Rs 1700/- Per month)  for 22 Years then after completion of 22 years you would get approx Rs 13 Lakhs/-

Features of Child Carrier Plane

With in Child Carrier Plan If you would pay approx 25200/- Anually (Approx Rs 2100/- Per month)  for 18 Years then after completion of 18 years You would get approx Rs 5.5  Lakh
Next year i.e. after completion of 19 Year you would get Rs 75000/-
Next year i.e. after completion of 20 Year you would get Rs 75000/-
Next year i.e. after completion of 21 Year you would get Rs 75000/-
Next year i.e. after completion of 22 Year you would get Rs 75000/-
Next year i.e. after completion of 23 Year you would get Rs 300000/-

LIC Jeevan Ankur Policy is Good from Risk Cover prospective but not good from Return on investment prospective.

Returns in LIC'c Child Career plan and Komal jeevan is alsost same but in Komal Jeevan return starts from 18 years of age of child and then child get money after a gap of 2 years i.e . in 20 years, 22 Years, 24 Years and 26 years but in Child Career plan child get money each year which can be utilized more effectively for eductaion purporse.

For further details and Free consultation please fell free to contact me
Regards
Pradeep Kumar
+91-9910035458
Pradeep.k@hcl.com
Pradeepkjain@gmail.com