Hi Dr Sudhir,
Why don’t you take the family floater medical insurance from Max Bupa? It covers the following:-
• You, your wife and your 2 kids.
• It covers the maternity benefits up to 2 deliveries
• The new born baby will be covered as an insured person from birth, where vaccination expenses are covered of the new born baby until the new born baby completes one year.
• Nutrition & growth consulting and annual health checkups are also provided.
• Cashless facility across network hospitals.
My friend who has taken the same plan gave me this number 1800-3010-3333, just take guidance for other details.