Can you please tell me which one is the best insurance policy? Sory My age is 23 years and married.

Amit Pandey

Pradeep Kumar

Hi Amit,

I would suggest you to Take LIc's Jeevan Saral or Jeevan Anand Plan.

Features of Jeevan Saral
For Jeevan Saral If you would pay approx 2000/- Per month for 23 Years then after completion of 23 years you would get approx 18 Lakhs and there would be risk cover of Rs 5 Lakhs during the term of the policy.

Features of Jeevan Anand
For Jeevan Anand if you would pay annual premium of approx Rs 24,000/- annually (2000 Monthly) for 23 Years, you would get the Sum Assured of around Rs 5.25 Lakhs.
This plan would provide you approx Rs 15 Lakh on Maurity (After 23 Years) and insurance coverage for whole life with Sum Assured of Rs 5.25 Lakhs

if some mishappening took place with you before completion of Policy i.e. before 23 years your nominee would get 5.25 Lakh + Bonus (Approx 25000/- Per Year) . After completion of 23 years i.e. after maturity of the policy you would get approx 15 Lakh.

If some mishappening happens with you after completion of 23 years(as after completion of 23 years you would have already received 15 lakhs) till whole life ( and Death is truth ) then your nominee would get 5.25 Lakhs.

For further details and consultation please contact me at +91-9910066312 or write me at Pradeep.k@hcl.com or Pradeepkjain@gmail.com

Regards
Pradeep Kumar

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