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[Post New] 3 Sep 2010 14:53:28 IST
   Subject: suggest me a child plan that should give guaranteed returns (and the returns should be helpful f
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Vijay Nandakumar (0)

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suggest me a child plan that should give guaranteed returns (and the returns should be helpful for the child's education after 16 years from now when the child 's age is 17 from now)
    
[Post New] 4 Sep 2010 17:29:42 IST
   Subject: suggest me a child plan that should give guaranteed returns (and the returns should be helpful f
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Amit Kumar (28)

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Dear Vijay The term "Best" cannot be defined it totally depends on your requirement and need. 

Children Plan  which is mainly designed for the childrens need. The most favorable aspect of a child insurance plan is that the money is clearly earmarked for the use of the child at a target date for a particular purpose, may be his/her Education or marriage. 

 LIC of India                      :- Komal Jeevan 
Aviva Life  Insurance  :- Aviva Little master / Aviva Young scholor 

 
Regards
Amit Kumar
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[Post New] 14 Oct 2010 10:12:20 IST
   Subject: suggest me a child plan that should give guaranteed returns (and the returns should be helpful for t
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Pradeep Kumar (0)

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Hi Vijay,

For your little angel I would Suggest you to opt for LIC's Jeevan Kishore or Child carrer Plan Policy.

Features of Jeevan Kishore
For Jeevan Kishore If you would pay approx 20450/- Anually (Approx Rs 1700/- Per month) for 22 Years then after completion of 22 years you would get approx Rs 13 Lakhs/-

Features of Child Carrer Plane
With in Child Carrer Plan If you would pay approx 28800/- Anually (Approx Rs 2400/- Per month) for 18 Years then after completion of
18 years You would get approx Rs 5 Lakh
Next year i.e. after completion of 19 Year you would get Rs 60000/-
Next year i.e. after completion of 20 Year you would get Rs 60000/-
Next year i.e. after completion of 21 Year you would get Rs 60000/-
Next year i.e. after completion of 22 Year you would get Rs 60000/-
Next year i.e. after completion of 23 Year you would get Rs 150000/-


For further details and Free consultation please fell free to contact me

Regards
Pradeep Kumar
+91-9910035458
Pradeep.k@hcl.com
Pradeepkjain@gmail.com
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[Post New] 14 Oct 2010 19:19:14 IST
   Subject: suggest me a child plan that should give guaranteed returns (and the returns should be helpful f
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Srinivasan R (0)

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Better you call me at 9036622221 or mail me the details like child DOB and the amount you can invest etc.to ravisrivas@gmail.com I will suggest you the best policy
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[Post New] 15 Oct 2010 08:35:22 IST
   Subject: suggest me a child plan that should give guaranteed returns (and the returns should be helpful f
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InvestmentKit.com (0)

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You need lump-sum money when your child attains age 18. You can not plan for higher education in installments. Secondly, look at the money you're getting in endownment or other LIC policies on maturity. That amount is not sufficient to manage higher education even today, forget to manage after 15-18 years from now. You must consider the inflation in education sector i.e. rising cost of education.

The best way to create wealth is invest in equity diversified mutual funds via SIP i.e. monthly investments. If you invest Rs.2000 pm for 15 years, assuming 15% return p.a., your corpus will be approx. 12.34 lacs and for Rs.3000 pm, it will be 30 lacs.

Just look for AMFI certified distributor / financial planner in your area.

For good mutual fund schemes, you can have a look on
http://www.investmentkit.com/articles/2010/10/best-indian-mutual-funds/

Yes, insurance is also necessary to safe-guard all assets & future. For that, I suggest to get some term insurance policy. Insurance companies have decreased their premium in these policies recently. For 50 lacs of S.A., a healthy male of age 34 for 25 years, can get for a premium of approx. Rs.7800 p.a.

Hope it will help you.
http://www.InvestmentKit.com
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