No. Life Insurance protects your family (or dependents) from financial loss that may arise in the event of your untimely death/or if something happens to you. The payout is made only post the death of the person insured or at the maturity of the policy.

Health Insurance protects you against ill health/diseases by covering the expenses you might incur (for treatment, diagnosis etc.) in case you are affected by disease or injury. There is no payout made at maturity. Health insurance also needs to be renewed annually.

so, Health insurance is not same as Life Insurance

 Life is extremely unpredictable and unfortunate incidents can strike anyone, anytime. Thus with a life insurance policy one can be rest assured of his/her family’s financial independence.

absolutely not..

a life insurance company can give you a few hospital benefit, but its not a pure mediclaim.

As Mediclaim is sa subject of GENERAL INSURANCE or HEALTH INSURANCE as per IRDA, its not a subject to deal with LIFE INSURANCE CO's, a few organisation used to take advantage in this huge market of mediclaim.. but i only can suggest you to buy a policy from a general insurance companies or health insurance companies.

for more details you can mail me at starhealth.behala@gmail.com