Which is the best health insurance or mediclaim policy available currently in the market? Kindly share your insights and experiences..

Hi Gita,

Deciding on the beat health insurance totally depends on every individual needs. In my opinion, health plans offered by Max Bupa are the best ones. I have opted for Heartbeat Family First Health insurance policy by Max Bupa which covers up to 13 relationships in the family. This plan has also won the “Best Product Innovation Award – 2011” at India Insurance Awards. Sharing some of the features of this policy for your reference:

- Covers 13 relationships in the your family (you, your spouse, kids, parents, in-laws, etc)

- No age restriction for enrollment

- Cashless facility

- In-patient treatment

- Pre & Post hospitalization medical expenses and more.

- Tax benefit under section 80D under Income Tax Act

As you are planning to opt for a health plan, I will recommend you to go with Max Bupa health insurance.

You're right. A health insurance plan can help you avail of 100% tax deduction benefits since it comes under the purview of section 80D of the Income Tax Act. It also protects you and your family with covers against sudden illness, surgeries, accidents, etc. A friend of mine recently took a individual health insurance policy from Bajaj Allianz. Their hassle-free, feature-rich policy is something that you must consider while purchasing a medical policy. They also provide an option wherein you can cover your whole family under a single premium with a common sum insured.