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Ask community Community Discussion Question: I availed of a Rs 18-lakh IDBI home loan. I also have an LIC policy of Rs 8 lakh and plan to take Un
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[Post New] 12 Jan 2011 08:15:11 IST
   Subject: I availed of a Rs 18-lakh IDBI home loan. I also have an LIC policy of Rs 8 lakh and plan to tak
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Dhiraj Jain (0)

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I availed of a Rs 18-lakh IDBI home loan. I also have an LIC policy of Rs 8 lakh and plan to take United India?s . 20-Lakh ?Uni Home Care Policy? which will protect my home loan liability against fire, earthquake and death. What should I do? ?
    
[Post New] 14 Jan 2011 16:21:29 IST
   Subject: I availed of a Rs 18-lakh IDBI home loan. I also have an LIC policy of Rs 8 lakh and plan to tak
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Amit Kumar (28)

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Home assurance plans offer protection to your family from the out-standing liability of your housing loan in case of your demise and damage to property due to fire or earthquake. These plans are reducing mortgage plans that provide coverage that reduces with the reduction in outstanding loans. But it does not extend its coverage beyond money for your family, in case of your demise. You can buy a term-insurance plan to cover your family in case of such mishaps. 
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Amit Kumar
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