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Travel insurance is a kind of insurance that is intended to cover medical expenses, financial default of travel suppliers and other losses incurred while traveling, either within one's own country, or internationally. Under a travel care policy, in-patient and out-patient hospitalization is covered. It also provides a daily allowance if hospitalization exceeds from 2 days.
This special type of travel insurance policy also covers the travel cost of an immediate family member in case of hospitalization of more than 7 days. It also covers dental expenses for acute anesthetic dental treatment caused by injury. You will be compensated for emergency evacuation to India and cover the cost of repatriation of mortal remains.
In case of an accident, compensation for death or permanent disability of insured person is offered, so that his or her dependents can remain financially secured. This travel insurance policy also offers compensation for death or permanent disability due to an accident on any flight, ship or other common carrier. With travel insurance plan, not only your health requirements will be taken care of but also of your personal possessions in this special coverage. Travel care policy provides coverage against loss of passport by reimbursing the cost of obtaining a fresh or duplicate passport.
Not only this, if your checked baggage is delayed more than 12 hours then, your essential expenses will be reimbursed. In case of total loss of baggage by the common carrier, we provide compensation for the same. We will reimburse towards additional expenses incurred if trip is delayed. In case of the trip being cancelled or interrupted, compensation for any non-refundable payments or additional expenses incurred will be paid. If you miss a flight connection due to a delay of more than 3 hours, then additional expenses incurred by you will be reimbursed. In order to facilitate customers in all aspects, some insurance companies also offer a facility of emergency cash in case you lose your travel funds due to theft. Health insurance Star Health Insurance icici lombard health insurance