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hdfc standard life insurance (HDFC Standard Life Insuranc)
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HDFC Unit Linked Young Star Plus II

Name of Life Insurance Company HDFC Standard life Insurance
Product Name HDFC Unit Linked Young Star Plus II.
Product / Plan. Unit Linked Child Plan
Min – Max Premium 10 -25 Year
Min- Max Policy Term 10 -25 Year
Min – Max Premium Paying Term 5 times of Annual premium – 40 times of ammual premium .
Min- Max Sum Assured 18 – 65 Year
Min - Max Entry Age 18 – 50 Year
Min – Max Entry Age if Rider opted Min 65 Year - Max-75 Year.
Min -Max Maturity age Sum Assured choose n and double or tripple benefit if applicable.
Death Benefit N/A
Survival Benefits Sum Assured or Fund Value whichever is high .
Maturity Benefit. 15 Days
Free Look Period Available
Automatic Cover Available
Surrender Available
Settlement Option Available
Fund Option Liquid Fund II,Secure Managed Fund II ,Stable managed Fund II, Defensive managed Fund II, Balanced managed Fund II, Equity Managed Fund II , Growth Fund II.
Partial withdrawals. Available after 3 year.
Loyalty Addition & Bonus Available
Top Up Min - Max 25% of total regular Premium paid..10,000 For single premium.
Increase & Decrease Sum Assured. N/A
Increase & Decrease of Premium. Available
Premium Holiday option N/A
Riders Available Life and Health option and Critical illness Benefits.
Switching Available 24 free switching are Available.
Tax Benefit Available under Sec-80 C and 10(10D).
Loan Option N/A
Top Up Allocation charges. 2.00%
Premium Allocation Charges. 1st Year 60% 2nd Year 7%, & 3rd Year 2%.
Fund Management charges 1.25 % p.a for all fund .
Policy Administration charges. Rs-60 per month will bve charged.
Switching charges After 24 free switches ,100 for each switch,
Mortality charges Depends on age, and Sum at Risk.
Surrender Charges Nil after completion of 3rd policy year.
Partial withdrawal charges Only 6 partial withdrawal Available.
Company web sites. www.hdfcinsurance.com

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