| Name of Life Insurance Company | HDFC Standard life Insurance |
| Product Name | HDFC Simple Life |
| Product / Plan. | ULIP Endowment Plan |
| Min – Max Premium | 20000 – 100,000 |
| Min- Max Policy Term | 15 – 20 Year. |
| Min – Max Premium Paying Term | 15 – 20 Year. |
| Min- Max Sum Assured | 100,000 – 500,000 |
| Min - Max Entry Age | 18 – 45 Year |
| Min – Max Entry Age if Rider opted | N/A |
| Min -Max Maturity age | 60 Year. |
| Death Benefit | Fund value Plus Sum Assured. |
| Survival Benefits | N/A |
| Maturity Benefit. | Sum Assured or Fund Value whichever is high . |
| Free Look Period | 15 Days |
| Automatic Cover | N/A |
| Surrender | Available |
| Settlement Option | N/A |
| Fund Option | Liquid Fund II,Secure Managed Fund II ,Stable managed Fund II, Defensive managed Fund II, Balanced managed Fund II, Equity Managed Fund II , Growth Fund II. |
| Partial withdrawals. | Available after 3 year. |
| Loyalty Addition & Bonus | Available |
| Top Up Min - Max | 25% of total regular Premium paid..10,000 For single premium. |
| Increase & Decrease Sum Assured. | N/A |
| Increase & Decrease of Premium. | N/ A |
| Premium Holiday option | N/ A |
| Riders Available | N/ A |
| Switching Available | 24 free switching are Available. |
| Tax Benefit | Available under Sec-80 C and 10(10D). |
| Loan Option | N/ A |
| Top Up Allocation charges. | 2.00% |
| Premium Allocation Charges. | 1st Year 20% 2nd Year 10%, & 3rd Year 2%. |
| Fund Management charges | 1.25 % p.a for all fund . |
| Policy Administration charges. | Rs-60 per month will be charged. |
| Switching charges | After 24 free switches ,100 for each switch, |
| Mortality charges | Depends on age, and Sum at Risk. |
| Surrender Charges | Nil after completion of 5th policy year. |
| Partial withdrawal charges | Only 6 partial withdrawal Available. |
| Company web sites. | www.hdfcinsurance.com |
