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hdfc standard life insurance (HDFC Standard Life Insuranc)
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HDFC Unit Linked Wealth Maximizer Plus

Name of Life Insurance Company HDFC Standard life Insurance
Product Name HDFC Unit Linked Wealth Maximizer Plus
Product / Plan. ULIP Endowment Single premium Plan
Min – Max Premium Min single Premium : 100,000
Min- Max Policy Term 99 Year Fixed.
Min – Max Premium Paying Term Depend on you
Min- Max Sum Assured 1 times of single premium - 5 times of single premium.
Min - Max Entry Age 18 – 45 Year
Min – Max Entry Age if Rider opted 18 – 55 Year
Min -Max Maturity age N/A
Death Benefit Higher of The Fund value or Sum Assured plus loyalty addition.
Survival Benefits Higher of The Fund value or Sum Assured plus loyalty addition.
Maturity Benefit. Sum Assured or Fund Value whichever is high .
Free Look Period 15 Days
Automatic Cover N/A
Surrender Available
Settlement Option N/A
Fund Option Money Plus Fund.Bond Opportunities Fund, Large cap Fund, Mid cap Fund, Manager's Fund,
Partial withdrawals. Available after 3 year.
Loyalty Addition & Bonus Available
Top Up Min - Max 25% of total regular Premium paid..10,000 For single premium.
Increase & Decrease Sum Assured. N/A
Increase & Decrease of Premium. N/A
Premium Holiday option N/ A
Riders Available N/ A
Switching Available 24 free switching are Available.
Tax Benefit Available under Sec-80 C and 10(10D).
Loan Option N/A
Top Up Allocation charges. 2.00%
Premium Allocation Charges. 1st Year 13%
Fund Management charges 1.75 % p.a
Policy Administration charges. Rs-20 per month will be charged.
Switching charges After 24 free switches ,100 for each switch,
Mortality charges Depends on age, and Sum at Risk.
Surrender Charges Nil after completion of 6th policy year.
Partial withdrawal charges Only 6 partial withdrawal Available.
Company web sites. www.hdfcinsurance.com

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