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reliance life insurance company (Reliance Life Insurance )
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Reliance super market Return Plan.

Name of Life Insurance Company Reliance Life Insurance Company
Product Name Reliance super market Return Plan.
Product / Plan. ULIP Endowment Plan
Min – Max Premium 10, 000 – No Limit.
Min- Max Policy Term 10 – 40 Year.
Min – Max Premium Paying Term 10 – 40 Year.
Min- Max Sum Assured 5 times of Annual premium – 30 Times of annual premium.
Min - Max Entry Age 30 – 65 Year
Min – Max Entry Age if Rider opted 18 – 55 Year
Min -Max Maturity age 80 Year
Death Benefit Higher of The Fund value or Sum Assured
Survival Benefits Available
Maturity Benefit. Higher of The Fund value or Sum Assured
Free Look Period 15 Days
Automatic Cover N/A
Surrender Available after 3 year
Settlement Option N/A
Fund Option Money market Fund,Balance Fund, Growth Fund .Equity Fund , Pure Equity Fund , Infrastrucutre Fund , Mid cap Fund , Energy Fund . Fund C
Partial withdrawals. Available after 3 year.
Loyalty Addition & Bonus Available
Top Up Min - Max 25% of total regular Premium paid..10,000 For single premium.
Increase & Decrease Sum Assured. N/A
Increase & Decrease of Premium. N/ A
Premium Holiday option N/ A
Riders Available Reliance Major Surgical Benefit Rider, Reliance Critical Conditions (25) Rider, Reliance Term Life Insurance Benefit Rider, Reliance Accidental Death and Total and Permanent Disablement Rider
Switching Available 4 free switching are Available.
Tax Benefit 80D,80C & 10(10D)
Loan Option N/A
Top Up Allocation charges. 1.00%
Premium Allocation Charges. 1st Year 20% , 2nd Year 5% onwards
Fund Management charges Money market Fund 1.50% p.a,Balance Fund 1.50% p.a , Growth Fund 1.75% p.a .Equity Fund 1.50% p.a , Pure Equity Fund 1.50% , Infrastrucutre Fund 1.50% p.a , Mid cap Fund 1.50% p.a , Energy Fund 1.50% p.a . Fund C 1.30% p.a
Policy Administration charges. PAC will charge on the monthly basis.
Switching charges After 4 free switches ,100 for each switch,
Mortality charges Depends on age, and Sum at Risk.
Surrender Charges Nil after completion of 6th policy year.
Partial withdrawal charges N/ A
Company web sites. www.reliancelife.com

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