Hi Rane  Pension is a basically a savings contract, which is designed to provide an income for life from retirement. It does this by providing a notional lump sum on retirement,if u are looking for high returns u must have take this plan for a long term, because ULPP can give you a better returns in a long term , ( u might expect high returns from your unit link pension plan) . HDFC Unit link Pension II  is a good plan plan and it is also offering the 3 simple steps to choose your own plan .

      
*     Choose your retirement age.
*     Choose your premium you wish to invest based on your retirement.
*     Choose the investment startegy you desire.

This plan also gives you the benefits which is discussed below.


*   An outstanding investment opportunity by providing a choice of thoroughly researched and selected investments
*   Freedom from tracking the market with Asset Allocation Option
*  Bumper Addition of 50% of original annualised premium at vesting and on death
*  Provides a post retirement income for life
*  Gives you the flexibility to plan your retirement date
U  can also see the Pension Plan from SBI Life , Kotak Life & Aviva Life.