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submitted by Shivani (5 m) on 14 Apr 2011 09:42:25 IST
Insurance is the most ignored aspect of our financial plan. While investments are the kings of our financial plan, insurance is often overlooked by both the investor and financial planner. Some investors don't understand the importance of insurance, other investors are confused between the various complicated insurance products available in the market.No individual or business is immune to risks and liabilities. Insuring yourself and your valuables is therefore a wise and necessary decision to safeguard your liabilities in the event of an unpleasant occurrence to you, your assets and business or to the clients who have invested with you.Today General Insurance s
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submitted by yash (0 m) on 23 Feb 2009 15:06:49 IST
Insurance plays an important role for financial planning of every investor. Hence, investors would do well to put in an adequate amount of time and effort while buying insurance. An individual should compare products provided by various insurance companies. In recent times, unit linked insurance plan (ULIP) are popular. So many advisors may recommend you to purchase this plan.There are some sales pitches of ULIP plans that insurance advisors are most likely to use and you must beware of them.1. Premium has to be paid only for the first 3 yearsMost often, many insurance agents pitch ULIPs claiming that you need to made premium payments only for the first 3 years. The
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